|
7/2/2008 10:26:21 AM
|
topic:
Foreclosure appraisal work
martinjole
Posts 1
|
Hi
You have done a good question, it’s really interesting. If you get any good reply, so please let me know. So I’ll also get some good idea.
Thanks for your future help.
Foreclosure
|
|
6/16/2008 2:52:40 PM
|
topic:
Where is Kagan? Site Still needs Improvement
fed up appraiser
Posts 9
|
I don't want you to forget....YOUR SITE STILL STINKS!!!!!!!!!!!!!!!
And your too much of a bunch of cowards to have a poll about it which I've suggested 6X now.
Is the new appraisal port site an improvement....YES or NO............real simple! You don't want it in print how bad it really is though, do YOU.
Keep up the good work and the great customer service there folks........................NOT
|
|
6/10/2008 11:56:03 AM
|
topic:
National Appraiser Organization
APPRAISER
Posts 6
|
Tyrus you are absolutely correct. I wrote a nearly identical response to Joan Tryce of the Appraisal Buzz newsletter. She surveyed her readers about forming an organization that could adequately represent us and I replied I would support that and I also used NAR as an example of a trade group that has power. But not only power it advocates realtor and real estate issues. Unlike AI any agent or broker(or appraiser) can join NAR. If a member decides they want a designation they can take the courses for one of many designation they like including 2 appraiser designations. We need an organization like that. Their power in Washington comes from a membership of over 1 million people and the ability to mobilize that membership with e-mail and write in campaigns. I have responded to many of their 'action alerts' and sent my opinion to my congressman and 2 senators. I even started getting replies by e-mail from Senator Chuck Schumer. He may not have read my message himself but the message is getting through to someone. Our problem as appraisers is that we don't have such an organization and if we did I am not sure we would have a sufficiently large membership to make an impact. But that doesn't mean we should give up.
If you are interested in the effort Appraisal Buzz may attempt check out their website or contact Joan Tryce to see whats happening. If it appears that she can create a truly appraiser centric organization count me in. If not, and this is my preferred choice, we should attempt to have all appraisers join NAR's appraisal division after discussing with their leaders our desire to be a significant chapter within their organization. If they are agreeable to such a proposal it would be the quickest way to create a national organizition with some clout.
I believe your group did a wise thing by going directly to your elected representative. If others were to do the same thing on a regular basis we might gain some recognition even prior to having a national organization. Perhaps we could create a national appraiser day or week whereby any appraisers that can or want to visit their elected officials can go and present a united stand for appraisal and lending issues. Let's face it, most of us saw this mortgage mess coming months before it hit the fan. Who better to inform congress of what critical issues are on the horizon, appraisers or the lenders? We have got to create something viable or all the good appraisers will be gone because they can't stand the environment any more or they just can't make a living through the AMC's. Tyrus, lets continue this discussion here on the Forum so that others can participate and we can get additional idea's about actually creating a grass roots movement to create a meaningfull organization. I've also written down your e-mail address and hope to contact you directly if we can't get a good response here. Come on people, lets talk. This is an important issue. Maybe even a life or death issue for our profession. ----------Allen
|
|
6/6/2008 9:48:00 AM
|
topic:
National Appraiser Organization
Tyrus
Posts 3
|
In light of the recent introductions of legislation, HVCC from Fannie and Freddie, Senate bill S. 2452, etc., and the mere fact that appraisers do not have lobbyists to fight for them, our local chapter of NCPAC (NCPAC.org) met with U.S. Congressman Heath Shuler and asked for support from him in squashing the Dodd bill (S. 2452). We asked that he assist us in getting on a "level playing field" with regard to Appraisal Management Companies and the ability to control our own businesses without coercion. In speaking with Congressman Shuler, one of the things he asked our officers was, do you have a lobbyist? We do not. And I don't know of any appraiser organization that does. What we've found is that, with the mortgage meltdown, everyone is pointing the finger at the appraiser and not pointing at the true causes of what has occurred. With that perception being relayed to the world, there's no doubt that we need a strong national organization watching our for our interest, an organization dedicated primarily to the protection of the appraiser and his/her profession. I'm not talking about an organization that is more concerned with your continuing education requirements, your E&O insurance needs, etc. The main focus of such an organization "has" to be the protection of the appraiser. One that has attorneys on retainer to fight the fights we encounter, whether it be local or national. One that can afford to put lobbyists at the government door steps to monitor bills and discussions related to the appraisal profession. One that keeps "all" of its' members abreast of what is happening in our profession.
The NAR, National Association of Realtors, has one of the strongest organizations in the nation and is a prime example of what a strong organization can do for a profession, like it or not. Organizations such as the Appraisal Institute won't do this as they have their own agenda....it's called making money off of "anything" related to the appraisal profession, ie. education, membership designations, etc. While they do lobby to protect the profession, it is usually directly related to protecting the interests of the AI in order to remain a viable function within the process. Let's face it, without the appraiser they cease to exist.
The organization we need can only be at its' strongest with membership of the majority throughout the nation. I call it strength in numbers, much as the Teamsters. The membership has to be strong enough that we can effectively impact what goes on with issues related to our profession while we collectively let the nation know that we are a strong organization controls our profession. It's time we took steps to remove the control from those who "feed" on us. If you're interested in such an organization send me an email.... davidcovington@charter.net. Get the word out to appraisers in your areas. Let's see what kind of response we get and let's get this thing rolling. It's already in the process. And it's obvious from blogs that the need is there.
David
|
|
6/6/2008 9:47:31 AM
|
topic:
National Appraiser Organization
Tyrus
Posts 3
|
In light of the recent introductions of legislation, HVCC from Fannie and Freddie, Senate bill S. 2452, etc., and the mere fact that appraisers do not have lobbyists to fight for them, our local chapter of NCPAC (NCPAC.org) met with U.S. Congressman Heath Shuler and asked for support from him in squashing the Dodd bill (S. 2452). We asked that he assist us in getting on a "level playing field" with regard to Appraisal Management Companies and the ability to control our own businesses without coercion. In speaking with Congressman Shuler, one of the things he asked our officers was, do you have a lobbyist? We do not. And I don't know of any appraiser organization that does. What we've found is that, with the mortgage meltdown, everyone is pointing the finger at the appraiser and not pointing at the true causes of what has occurred. With that perception being relayed to the world, there's no doubt that we need a strong national organization watching our for our interest, an organization dedicated primarily to the protection of the appraiser and his/her profession. I'm not talking about an organization that is more concerned with your continuing education requirements, your E&O insurance needs, etc. The main focus of such an organization "has" to be the protection of the appraiser. One that has attorneys on retainer to fight the fights we encounter, whether it be local or national. One that can afford to put lobbyists at the government door steps to monitor bills and discussions related to the appraisal profession. One that keeps "all" of its' members abreast of what is happening in our profession.
The NAR, National Association of Realtors, has one of the strongest organizations in the nation and is a prime example of what a strong organization can do for a profession, like it or not. Organizations such as the Appraisal Institute won't do this as they have their own agenda....it's called making money off of "anything" related to the appraisal profession, ie. education, membership designations, etc. While they do lobby to protect the profession, it is usually directly related to protecting the interests of the AI in order to remain a viable function within the process. Let's face it, without the appraiser they cease to exist.
The organization we need can only be at its' strongest with membership of the majority throughout the nation. I call it strength in numbers, much as the Teamsters. The membership has to be strong enough that we can effectively impact what goes on with issues related to our profession while we collectively let the nation know that we are a strong organization controls our profession. It's time we took steps to remove the control from those who "feed" on us. If you're interested in such an organization send me an email.... davidcovington@charter.net. Get the word out to appraisers in your areas. Let's see what kind of response we get and let's get this thing rolling. It's already in the process. And it's obvious from blogs that the need is there.
David
|
|
6/6/2008 8:46:47 AM
|
topic:
Appraiser Qualifications
Tyrus
Posts 3
|
Getting work requires doing some work. It's called marketing.
|
|
5/23/2008 10:18:41 AM
|
topic:
Where is Kagan? Site Still needs Improvement
fed up appraiser
Posts 9
|
I don't want you to forget....YOUR SITE STILL STINKS!!!!!!!!!!!!!!!
And your too much of a bunch of cowards to have a poll about it which I've suggested 4X now.
Is the new appraisal port site an improvement....YES or NO............real simple! You don't want it in print how bad it really is though, do YOU.
I see your latest maint. update was nothing............."I guess this is as good as it gets" as the movie of the same name says. Pathetic
|
|
5/13/2008 3:42:10 PM
|
topic:
Appraiser Qualifications
hattaway
Posts 2
|
QUOTE; Guest I too am FHA approved - how do I get work?
You can go to http://www.hud.gov/ll/code/llslcrit.cfm and enter your search parameters. It will give you a list of lenders that can originate FHA loans in your area. Then go to them and let them know you do FHA appraisals.
|
|
5/12/2008 11:40:35 AM
|
topic:
FNC® Call to Brief Appraisers on New Fannie/Freddi
UBLOCO
Posts 3
|
H220 wrote:
The Appraisal Institute put out their official response today to the HVCC agreement and they got it pretty much right on. Visit their website for the entire text.
ONE PROBLEM WITH THE INSTITUTES RESPONSE IS THAT THEY PROPOSE THAT COMPLEX PROPERTIES BE APPRAISED BY APPRAISERS WITH APPRAISAL INSTITUTE DESIGNATION. IF THERE STANDING UP FOR ALL APPRAISERS WHY ARE THEY PROPOSING THIS? ITS A SHAME THAT EVERY ORGANIZATION HAS ITS OWN AGENDA. THE INSTITUTE IS A INDEPENDENT ORGANIZATION PUSHING THEIR OWN AGENDA AND DO NOT REPRESENT ALL APPRAISERS. JUST BECAUSE SOMEONE HAS AN APPRAISAL INSTITUTE DESIGNATION DOES NOT MEAN THEY ARE MORE QUALIFIED THAN SOMEONE THAT DOES NOT HAVE THE DESIGNATION.
|
|
5/6/2008 11:13:27 AM
|
topic:
Anybody else working with TSI?
Jacmark
Posts 2
|
La Lobo wrote:
So....to continue..... how come we have work and y'all don't. Well.... my supervisor / husband is on the FHA and VA list, and other lenders use us because we have educated ourselves about how to research and write the technical narative market reports the lenders need to cover their bASES so they can lend the money. It is not about just filling out the form and squeezing in minimal detail into boxes. Those changes to residential appraisal report writing came along for really real at the same time departure saw its demise. Its only appraisers who have clients who insisting on using AMC systems that still don't have to write much. The non-AMC appraisers have to spend DAYS on one report just to collect and summerize all the detail needed. And it takes longer and longer to cover all the bases. Its about researching explaining, describing, analyzing, and trying to figure out what is going on when nothing makes sense. Thats the real job of apprasing. In our office my husband and I do it all day long sometimes 7 days a week
...... until this week. When he shut off the VA gravy train so he could go to Wachovia's free training in WA.
What is making me nervous enough to activite an AP registration now is this. We have seen a 25 percent drop in number of orders over jan-mar of 07. We are still doing work, and making money but we are just not crazy like we were and we are having to be less picky about what jobs we take. We don't get many easy ones now days. Use to be most were easy, and the hard ones challenged us once on awhile but that kept things interesting.
I didin't have to worry before if I had only gotten THREE orders from my THREE clients in my AP box in FOUR years. BUT this week I get email messages from FANNIE MAE that I have to register with AP because all the loans they fund will have to come through AP, starting next month.
AND then the last remaining AMC I take orders from (when they are desprate enough to pay my fee) sends me a note telling me that all their work is going to go through AP.
LABOOBOO,
I believe you have good intentions.
I don't know which university awarded you with the english degree and where you refined your writing skills. But, assuming that you have educated yourself ABOVE THE REST or THAT YOU'VE ATTAINED THE MEDIAN/AVERAGE AMOUNT OF EDUCATION, WITHOUT READING ALL APPRAISERS RESUMES is arrogance at its worst. Please refrain from putting yourself above the rest.
Our profession needs unity not LABOOBOO.
I read your post and hope you will find it in your heart to share wisdom, not comdemnation.
Your fellow professional,
|
|
5/6/2008 11:01:48 AM
|
topic:
Anybody else working with TSI?
Jacmark
Posts 2
|
La Lobo wrote:
So....to continue..... how come we have work and y'all don't. Well.... my supervisor / husband is on the FHA and VA list, and other lenders use us because we have educated ourselves about how to research and write the technical narative market reports the lenders need to cover their bASES so they can lend the money. It is not about just filling out the form and squeezing in minimal detail into boxes. Those changes to residential appraisal report writing came along for really real at the same time departure saw its demise. Its only appraisers who have clients who insisting on using AMC systems that still don't have to write much. The non-AMC appraisers have to spend DAYS on one report just to collect and summerize all the detail needed. And it takes longer and longer to cover all the bases. Its about researching explaining, describing, analyzing, and trying to figure out what is going on when nothing makes sense. Thats the real job of apprasing. In our office my husband and I do it all day long sometimes 7 days a week
...... until this week. When he shut off the VA gravy train so he could go to Wachovia's free training in WA.
What is making me nervous enough to activite an AP registration now is this. We have seen a 25 percent drop in number of orders over jan-mar of 07. We are still doing work, and making money but we are just not crazy like we were and we are having to be less picky about what jobs we take. We don't get many easy ones now days. Use to be most were easy, and the hard ones challenged us once on awhile but that kept things interesting.
I didin't have to worry before if I had only gotten THREE orders from my THREE clients in my AP box in FOUR years. BUT this week I get email messages from FANNIE MAE that I have to register with AP because all the loans they fund will have to come through AP, starting next month.
AND then the last remaining AMC I take orders from (when they are desprate enough to pay my fee) sends me a note telling me that all their work is going to go through AP.
|
|
5/6/2008 9:17:38 AM
|
topic:
Where is Kagan? Site Still needs Improvement
Grayhair
Posts 13
|
Some interesting things to note....A lender who is fed up with the AP system (mostly because they have not been properly trained) will tell you to just email the report directly to them......and then you won't get paid and there is nothing you can do about it. I have also seen the same for additional inspections, transfering reports to FHA, ect. They will tell you to just knock that out and bill them for the additional fee......You'll never see a dime of it. As far as removing lender influence I can tell you I have talked with a processor who pretty much told me if you have a assignment that you accepted but on research found that there was a problem with the property inspection (not value related) or you couldn't get an aptt because the borrower decided they should think more about this mortgage loan and it resulted in no report being generated THE LO WILL LEAVE THIS ASSIGNMENT IN YOU JOBS LIST FOREVER. They believe (and they might be right) that if your jobs back up in the system you won't be able to receive future assignments. Their little way of saying "thanks for screwing my deal". Again if anyone doubts it, or is unaware, the AP system is for LENDERS and DATA COLLECTION SERVICES ONLY, no one else.
|
|
5/5/2008 5:06:13 PM
|
topic:
Where is Kagan? Site Still needs Improvement
fed up appraiser
Posts 9
|
I don't want you to forget....YOUR SITE STILL STINKS!!!!!!!!!!!!!!!
And your too much of a bunch of cowards to have a poll about it which I've suggested 3X now.
Is the new appraisal port site an improvement....YES or NO............real simple! You don't want it in print how bad it really is though, do YOU.
|
|
5/1/2008 5:15:59 PM
|
topic:
Log In
deadeye
Posts 1
|
I have the same complaint..
I use the 800 x 600 resolution because it's easier to read. AP is the only site where I have to change resolution to log in.
I'm shure the techs that designed this site could change some setting to allow a scroll bar at the bottom of the window. (Like this page).
It's another pain.
|
|
4/30/2008 11:37:46 PM
|
topic:
FNC® Call to Brief Appraisers on New Fannie/Freddi
H220
Posts 8
|
The Appraisal Institute put out their official response today to the HVCC agreement and they got it pretty much right on. Visit their website for the entire text.
|
|
4/30/2008 4:56:13 PM
|
topic:
Appraiser Qualifications
Grayhair
Posts 13
|
No... I think the worst ones have already moved on to the AMC's paying $200 a report. The fee is reduced but they can make that up in volume. The AP system is not for appraisers. Its for bank regulatory conformance with the added bonus of having fresh data to download in the database for the FNC products. Its a sad state of affairs when the most seasoned of appraisers make the same income as Trainee's.
|
|
4/29/2008 11:39:06 AM
|
topic:
FNC® Call to Brief Appraisers on New Fannie/Freddi
H220
Posts 8
|
More and more oposition to the HVCC is building recent letter from State of Washington Real Estate Appraiser Commission Washington Department of Licensing, Appraiser Program is rejecting the HVCC as written, and that you support our position of no confidence in the HVCC.
The Washington Real Estate Appraiser Commission believes that there are other, more effective solutions than the HVCC as written, and that these solutions should be explored in a timely, open and inclusive fashion. Only a thoughtful and complete study of the problem can possibly result in increased appraiser competency and independence in the appraisal process. They are asking for the immediate amendment of the HVCC agreeement.
Get involved many people are recongnizing what a complete disaster this agreement is. New articles being posted almost everyday at www.appraisalscoop.com
|
|
4/28/2008 10:33:59 PM
|
topic:
FNC® Call to Brief Appraisers on New Fannie/Freddi
H220
Posts 8
|
Go to www.appraisalscoop.com for various links to make sure your voice is heard before this Weds, 4/30/08.
|
|
4/28/2008 10:24:28 PM
|
topic:
FNC® Call to Brief Appraisers on New Fannie/Freddi
H220
Posts 8
|
Thank you!
Thank you for your support. By delivering thousands of letters at once, we're all speaking as one voice.
Again, thank you for taking action. The more real estate professionals that come to this website and get involved, the more impact we’ll be able to have. Time is short, so please encourage all your peers you to take part.
Tell your friends
Your letters will be delivered to Attorney General Cuomo’s office en masse on Wednesday. However, we can’t electronically submit your name and the letter to Attorney General Cuomo’s office as we did with the other agencies. To do that, please visit his website directly. To copy the letter to your clipboard, click here. You can then paste it into the comments field on the N.Y. AG’s website.
http://www.oag.state.ny.us/online_forms/email_ag.jsp
Also, we encourage you to call the Attorney General’s office, and the Office of Federal Housing Enterprise Oversight, to let them know in person that you strongly believe modifications are needed if the Home Valuation Code of Conduct (HVCC) is to successfully protect consumers. Time is short.
Office of Federal Housing Enterprise Oversight
(202) 414-3800
N.Y. Attorney General’s office
(212) 416-8000
(518) 474-7330
|
|
4/28/2008 3:33:29 PM
|
topic:
New AppraisalPort is not user friendly at all
kburkhardt1
Posts 2
|
Get this:
I delivered a report in the morning, the order was moved to my submitted reports folder. About 2 hours later I get a message for the order, which requires me to log in and work my way to the message page. Turned out to be a system message stating the draft was due. Talk about wasting my time.
|
| pages: 1 2 |